CLIENT KNOWLEDGE BASE

How to use your Lot Intelligence tools.

Step-by-step instructions for Palm Bay Lot Intelligence features, what the results mean, and where the screening tools stop.

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Getting Started

Start Here: Owner Account + My Lots

Your owner account connects saved properties to the tools in the Owner Intelligence Toolkit.

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When to use it

Use this first if you are new to the platform or a tool asks you to select a saved property.

How to use it

  1. Create a free owner account or sign in from the Owner Hub.
  2. Add the property using a parcel ID, tax account, or property address plus city.
  3. Choose what you are considering, such as monitoring, checking value, selling, or requesting a direct-purchase review.
  4. Open My Lots to confirm the property was saved, then open Owner Tools.
  5. Use the Property context selector inside a tool when you own more than one lot.

What the result means

A saved lot becomes the property context used by tools that can connect to parcel identity, Property Watch, official parcel geometry, or local intelligence.

Important limitation

Saving a property does not prove legal ownership, establish title, determine buildability, or create a survey.

Monitoring

Property Watch

Property Watch is the monitoring layer for material changes that may affect a saved property.

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When to use it

Use it when you plan to hold a property, are not ready to sell, or want important official-source changes surfaced instead of manually checking multiple agencies.

How to use it

  1. Add the lot to your owner account and select Monitor / hold or opt into updates.
  2. Keep the parcel ID, tax account, and address as accurate as possible.
  3. Reassess the property when a material event is approved for your watch.

What the result means

Property Watch is designed to answer: “What has materially changed since the last analysis?”

Important limitation

Not every government item affects every parcel. Broad events are review-gated, and an alert is informational rather than a valuation, legal opinion, engineering determination, or guarantee of impact.

Decision Tools

Estimated Net Proceeds

Estimate what may remain from a sale after transaction costs and known payoffs.

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When to use it

Use it before comparing a direct sale, listing, or hold decision, especially when gross sale price alone can make alternatives look more attractive than the likely net amount.

How to use it

  1. Enter the expected sale price.
  2. Enter brokerage/service fees, flat marketing fees, concessions, title/settlement costs, taxes, association charges, loan payoff, liens, and other seller costs that apply.
  3. The estimated net and deductions update automatically as inputs change.
  4. Use Refresh Estimated Net only as a manual fallback if you want to force a recalculation.
  5. Compare the net figure—not just the sale price—when evaluating disposition alternatives.

What the result means

The result is a planning estimate showing sale price, deductions, and estimated seller net.

Important limitation

Actual closing statements control. Documentary stamps, prorations, title charges, brokerage compensation, liens, taxes, and other costs can differ from planning inputs.

Property Readiness

Title Readiness

Screen common ownership and recorded-document conditions that can delay or complicate a sale or financing.

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When to use it

Use it before listing, accepting an offer, planning a build, or whenever the ownership history contains a death, multiple parties, old mortgage, lien, entity, trust, or document discrepancy.

How to use it

  1. Choose the saved property for context.
  2. Answer each screening question based on what you actually know; use Not sure instead of assuming an item is clear.
  3. Select Review Title Readiness to generate the screening score and support path.
  4. Open the recommended PRISM topics for a structured explanation of the flagged issue.
  5. Gather the listed records before contacting the title company, closing professional, surveyor, tax professional, or attorney when professional review is appropriate.

What the result means

The screening output groups routine verification, unknowns, and issues that commonly need professional attention.

Important limitation

A readiness score is not a title opinion, title commitment, insurability determination, or legal advice.

Property Readiness

PRISM Property Review

PRISM is the Property Review & Issue Screening Method used to explain common property issues in a consistent, owner-readable format.

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When to use it

Use PRISM when Title Readiness flags an issue or when you want to understand a common ownership, lien, deed, entity, access, easement, government, tax, or seller-readiness topic.

How to use it

  1. Open PRISM from Owner Tools.
  2. Use the category selector or search box to find the issue.
  3. Read the four-part sequence: Issue → What Applies → Property Facts → What This Means.
  4. Review possible next steps, typical documents, professional assistance commonly used, and estimated complexity/timing.
  5. Use the information to organize facts and questions before a transaction or professional review.

What the result means

PRISM turns a broad problem into a structured issue-screening checklist so owners know what facts and records matter next.

Important limitation

PRISM is informational and educational. It does not provide legal advice or determine legal rights, title, heirship, lien validity, access rights, or the outcome of a dispute.

Ownership Strategy

Expand My Holdings / Assemblage

Model the economics of buying an adjacent or nearby parcel and combining it with property you already own.

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When to use it

Use it when you are considering more frontage, more acreage, additional privacy, development flexibility, control of neighboring land, or an assemblage strategy.

How to use it

  1. Select the saved property you already own.
  2. Enter the original acquisition cost and acreage for the existing property.
  3. Scan adjacent parcels or manually enter the target parcel/address, proposed purchase price, acreage, acquisition costs, and market context.
  4. The blended acquisition figures update automatically as inputs change.
  5. Use Refresh Blended Acquisition Cost only as a manual fallback.
  6. Review combined cost per lot/acre and possible assemblage benefits before deciding whether to ask REK to explore the acquisition.

What the result means

The tool shows combined acquisition cost and blended economics so an owner who bought the original lot inexpensively can evaluate the total position rather than looking only at today’s price for the next lot.

Important limitation

Blended acquisition cost is not tax basis. Market context is not an appraisal. Adjacent ownership does not prove parcels can legally be combined or developed together.

Ownership Strategy

Adjacent Parcel Scanner

Use official Brevard parcel geometry to screen for parcels touching the saved lot boundary.

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When to use it

Use it before manually researching neighboring owners or entering a target parcel into the assemblage calculator.

How to use it

  1. Select a saved lot under Expand My Holdings.
  2. Click Scan Adjacent Parcels. The animated scanner appears only while a real GIS request is running.
  3. Review the subject parcel schematic and returned candidates.
  4. A result labeled Adjacent Parcel indicates GIS boundary contact; a Nearby Candidate must be independently verified as adjacent.
  5. Select Use in Assemblage Calculator to transfer parcel ID, address, acreage, and county market context into the planning model.
  6. Enter your own proposed purchase price; county value is not treated as an asking price.

What the result means

The scanner reduces manual parcel hunting and creates a starting point for an assemblage analysis.

Important limitation

GIS geometry is screening information, not a survey, boundary opinion, access determination, buildability determination, or proof that two parcels can be legally combined.

Decision Tools

Hold / Build / Sell Comparison

Compare three possible paths against your priorities and the property-readiness information you enter.

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When to use it

Use it when you are undecided whether to keep the lot, investigate building, or sell now.

How to use it

  1. Select the saved property for context.
  2. Enter your time horizon, liquidity need, build interest, access confidence, utility readiness, title readiness, buildability confidence, carrying cost, acquisition cost, and market context.
  3. The Hold, Build, and Sell gauges update automatically as inputs change.
  4. Use Refresh Hold / Build / Sell Comparison only as a manual fallback.
  5. Read the reason tags under each path; do not rely on the highest number by itself.
  6. Use the result to identify the next fact you need—such as title, utilities, access, value, or buildability—before making the actual decision.

What the result means

The tool produces comparative planning-fit scores and explains which entered factors are helping or weakening each path.

Important limitation

The output is not a recommendation, appraisal, investment advice, buildability determination, feasibility study, or prediction of future value.

Owner Preparedness

Just in Case / Murphy’s Law

Prepare for common vacant-land problems before they become urgent.

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When to use it

Use it for trespass, dumping, code notices, blocked access, storm damage, title surprises, unknown liens, and similar owner problems.

How to use it

  1. Open the scenario that matches the problem.
  2. Follow the Recognize → Document → Protect → Escalate → Resolve sequence.
  3. Preserve photos, dates, letters, notices, receipts, and official records.
  4. Use the correct government agency or professional instead of improvising when authority, safety, title, or legal rights are uncertain.
  5. Confirm the matter is actually closed rather than assuming a phone call resolved it.

What the result means

The module provides a repeatable response structure so owners can act methodically under pressure.

Important limitation

Emergency, legal, environmental, title, law-enforcement, and code matters can require professionals or agencies. The module is not a substitute for them.

Owner Preparedness

Field Visit Safety

Use a pre-visit checklist before entering unfamiliar undeveloped Florida land.

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When to use it

Use it whenever you or someone acting for you plans to walk a vacant lot, especially in heat, brush, standing water, poor cellular coverage, or after storms.

How to use it

  1. Review weather and tropical conditions before leaving.
  2. Tell someone where you are going and when you expect to return.
  3. Prepare water, charged communications, offline parcel references, protective clothing, insect protection, and basic first aid.
  4. The readiness gauge updates automatically as checklist items change.
  5. Use Refresh Field Readiness only as a manual fallback.
  6. Do not enter flooded, posted, unsafe, clearly inaccessible, or neighboring property without permission.

What the result means

The checklist helps identify preparation gaps before a field visit.

Important limitation

A high checklist score does not mean a property is safe. Conditions can change, hidden hazards exist, and serious injuries or emergencies require 911 or prompt medical care.

Owner Preparedness

Hurricane / Tropical Weather Readiness

Prepare records, communications, property condition, and post-storm inspection plans before tropical weather threatens.

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When to use it

Use it during hurricane season and before watches or warnings create time pressure.

How to use it

  1. Back up deed, survey, parcel, insurance, and important contact information.
  2. Save current photos/video of the property when conditions are safe.
  3. Understand access, drainage, flood-prone areas, loose debris, and post-storm hazards.
  4. The readiness gauge updates automatically as checklist items change.
  5. Use Refresh Hurricane Readiness only as a manual fallback.
  6. Follow official emergency instructions and wait for safe conditions before inspecting the lot.

What the result means

The checklist creates a repeatable pre-storm and post-storm owner plan.

Important limitation

Official watches, warnings, evacuation orders, emergency instructions, and professional safety advice always take priority over this checklist.

Decision Tools

Saved Property Intelligence Report

Save the current property identity, Parcel Impact result and owner-entered planning results as a private, updateable snapshot for one lot.

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When to use it

Use it after you have entered the planning values you want to preserve, or whenever you want a new baseline before comparing later changes.

How to use it

  1. Open Owner Tools and choose the lot in the Property Intelligence Report section.
  2. Review or update the relevant calculators, Title Readiness answers, Hold / Build / Sell inputs and preparedness checklists.
  3. Select Save / Update Property Intelligence Report. The save indicator appears only while the report is actually being stored.
  4. Open the saved report to review property identity, current Parcel Impact, planning results and the changes detected since the previous saved revision.
  5. Use Print / Save PDF if you want a personal offline copy. Update the report again whenever property facts, your assumptions or surrounding evidence changes.

What the result means

The report creates one living report per saved lot. Each update advances the revision and preserves the immediately previous snapshot so key changes can be shown.

Important limitation

The report is a planning snapshot, not an appraisal, title opinion, legal opinion, survey, tax-basis calculation, engineering/buildability determination, environmental report or guarantee that conditions have not changed since it was saved.

About the Platform

PBLots vs. BrevardLots: Same Tools, Local Context

PBLots and BrevardLots use the same owner-intelligence platform while applying different geographic profiles.

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When to use it

Use this when you want to understand why the tools look the same across the two sites or why zoning, utility, development, and official-source context can differ by property location.

How to use it

  1. PBLots is the specialized Palm Bay implementation of the shared platform.
  2. BrevardLots is the countywide implementation and supports saved lots across Brevard County.
  3. BrevardLots uses the property city/municipality to keep local land-use context jurisdiction-aware.
  4. For incorporated municipalities outside Palm Bay, the platform will not present unincorporated Brevard zoning as if it controls the parcel. Local zoning, utilities, and development rules must be verified with the municipality or service provider.
  5. Official-source monitoring coverage can expand by jurisdiction without changing the owner-facing workflow.

What the result means

The two sites are different geographic views of the same owner-intelligence system rather than separate products that need to be maintained independently.

Important limitation

Shared software does not make local regulations interchangeable. Municipality-specific rules, utility service, permitting, buildability, and land-use decisions still require the controlling local source.

About the Platform

How to Read Values, Scores, Maps, and Official Data

Different tools use different kinds of information. Understanding the source prevents a screening result from being mistaken for a professional determination.

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When to use it

Use this whenever a tool shows county value, market context, a readiness score, parcel geometry, Community News, or a decision-fit gauge.

How to use it

  1. Treat county values as public-record context, not an asking price or appraisal.
  2. Treat GIS parcel shapes as screening maps, not surveys.
  3. Treat readiness and decision scores as structured checklists or comparisons, not guarantees.
  4. Use current comparable-sales analysis for price support and the appropriate professional for title, survey, tax, engineering, legal, environmental, or buildability determinations.

What the result means

The platform is designed to organize evidence and help owners ask better questions before making property decisions.

Important limitation

No single score or public record should be used as the sole basis for a purchase, sale, build, tax, legal, or investment decision.

Monitoring

Community News

Local reporting on growth, housing, employment, development and quality of life.

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When to use it

Use this for broader community insight alongside your property facts.

How to use it

  1. Open Community News from the header or footer.
  2. Read the source report for full context and check its publication date.
  3. Community stories do not automatically become parcel impacts or customer alerts.

What the result means

The totality of community conditions across Palm Bay and Brevard: growth, employment, infrastructure, services, land-use policy and constraints may combine to influence the broader land market.

Important limitation

A news report is not proof of a value change, approval, utility availability or an impact on your specific parcel.

Monitoring

Historical Land Values: 2005–Present

Recorded annual land values alongside the totality of community conditions.

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When to use it

Use this to compare area-wide recorded values over time.

How to use it

  1. Open Community News and find Historical Land Values.
  2. Choose Palm Bay or Brevard County and a consistent measure.
  3. Read the sample size, source and coverage notes; missing years remain blank.

What the result means

Median vacant-land sale price, median sale price per acre and assessed land value are separate sourced series.

Important limitation

Nominal dollars are not inflation-adjusted. Sale mix, market cycles and financing affect trends. Assessed values are not sale prices, and the chart does not prove that a project caused a value change.

STILL NOT SURE?

Start with the property, then the decision.

Open your saved lot in Owner Tools and use the feature tied to the question you are trying to answer. The Knowledge Base explains how to read each screening result.

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